OZ CONSULTANT COMPANY
Central, Hong Kong
Suite 12, IFC Tower
Mon–Fri 9:00–18:00
Sat–Sun CLOSED
+852-60482929
Free consultation
Home / Services / Bank & Finance
Our Services

Business Banking & Finance Solutions

We give you access to Hong Kong's financial ecosystem — SME loans, trade finance, invoice factoring, and banking advisory to fund and grow your business.

CORE SERVICE OFFERINGS

Financing Solutions for Every Stage of Business

Whether you need working capital, trade finance, or strategic banking advice, we connect you with the right lenders and structure the right facility.

01

SME Loans & Credit Facilities

HKMC-backed SME loan programmes, revolving credit lines, and overdraft facilities from major Hong Kong banks.

02

Trade Finance

Letters of credit, import/export financing, documentary collections, and supply chain finance for international traders.

03

Invoice Factoring

Convert outstanding receivables into immediate working capital through licensed factoring providers.

04

Banking Advisory

Guidance on banking relationships, account structure, foreign exchange management, and financial partner selection.

OUR PROCESS

Our Finance Advisory Process

From assessment to drawdown, we manage the full financing journey on your behalf.

01

Business & Financial Assessment

We review your financials, cash flow, and financing objectives.

02

Finance Structure & Lender Matching

We recommend suitable products and match you with the right lenders.

03

Application & Document Preparation

We compile a complete, lender-ready credit application package.

04

Approval & Drawdown

We liaise throughout credit review through to facility completion.

Business banking and finance documentation
1–2 Weeks
Invoice Factoring Timeline
REQUIRED DOCUMENTATION

What You'll Need to Apply

A complete application package speeds up credit review. We help you gather and present all of the following.

Incorporation / registration certificates
2–3 years audited financial statements
Recent management accounts
6–12 months bank statements
Business plan and loan purpose
Cash flow projections
Director / shareholder identification
Trade documents (if applicable)
FAQ

Frequently Asked Questions

What types of financing do you support?

We support SME loans, revolving credit facilities, trade finance, invoice factoring, and general working capital solutions.

Does my company need to be profitable to qualify?

Not always. Some products, such as invoice factoring, depend more on the quality of your receivables or purchase orders than on overall profitability.

How long does financing approval take?

Invoice factoring typically takes 1–2 weeks, while SME bank loans generally take 4–8 weeks from application to drawdown.

Ready to Finance Your Next Stage of Growth?

Speak to one of our finance consultants today — free initial consultation with no obligation. We'll match you with the right facility and lender.

GET STARTED FREE +852-60482929